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General College Information 

Hello Cypress Parents! Be College Informed! 

California College Applications deadlines for Fall 2018 Admissions are November 30th! 

Seniors will be applying to Colleges while in Senior Seminar but they will need your help with the process. 

College Bound

Relevant information for your College research

Today, financial aid officers and financial advisors often recommend PLUS loans (Parent Loans for Undergraduate Students) to families looking to bridge the college affordability gap.

Unlike scholarships or grants, PLUS loans are not need-based. Parents can borrow up to 100% of the estimated cost of their child s college attendance, including tuition, room and board, books, transportation and additional expenses, minus any other financial aid awarded to the student and they can do so retroactively to cover educational costs they've already incurred for the current school year.

Other PLUS loan benefits include tax deductibility of PLUS loan interest payments and a favorable interest rate. Many people take advantage of the PLUS loan due to the low interest rates and favorable repayment terms. With simple interest rates as low as 2.22%, many families place the money that they were going to use for college into investments that earn more compounding interest.

Selecting the best college funding options for your family will depend on your specific financial circumstances and personal preferences. In the end, most families pay their portion of college costs using some combination of disposable income, savings, and long term financing.

The following sites give clarity to that labyrinth known as Financial Aid. 

College Board is a mission-driven not-for-profit organization that connects students to college success and opportunity.

Free Application for Federal Student Aid (FAFSA)

Federal Benefits Programs - Dept of Education

PLUS Loan for Parents of Undergraduate Students

Mapping Your Future is a national collaborative, public-service project of the financial aid industry. Their vision is to be the leading public-service, collaborative provider of free information and services for schools, and for students and families as they consider college, financial aid, careers, and financial literacy options.

FinAid provides a free comprehensive, independent and objective guide to student financial aid. Links to numerous financial aid web sites.      

Sallie Mae Financial aid information for parents and students.

Official website of the United States Department of Education.

Education Planner is your one-stop education website. They have the information you need to find a career, choose a college, university or career school, apply and pay for postsecondary education, then move into the working world.

College Financial Aid Guide is loaded with valuable information and resources regarding financial aid, including loan services, a glossary to explain loan terms, upcoming scholarship deadlines, and additional suggestions to make the process less stressful.

Guide to Student Loan Resources  is a comprehensive list of informational websites that give you the most in-depth information on taking and repaying student loans to help finance your college education.

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